Decision on pension fund reform – bill on the brink
Published: Sunday, Sep 22nd 2024, 04:40
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This Sunday, Swiss voters will decide on two federal proposals, the pension fund reform and the biodiversity initiative. The initial situation is exciting. Both proposals are hanging in the balance.
According to the latest polls commissioned by SRG and Tamedia/"20 Minuten", a majority of respondents reject the BVG reform. In the SRG survey, 51% of respondents were against and 59% in the Tamedia/"20 Minuten" survey. There were also no majorities for the biodiversity initiative.
The BVG reform is intended to financially stabilize the second pillar of old-age provision in light of the growing number of pensioners, increasing life expectancy and falling returns. The minimum conversion rate for calculating pensions in the mandatory part of the insurance is to be reduced.
People with low incomes should be better protected in old age, but they and their employers should also pay more into the second pillar. Anyone who retires in the first 15 years after the bill comes into force and has little time for additional savings should receive a pension supplement of up to CHF 200 per month. The decisive factors are year of birth and capital saved.
The second federal proposal is the biodiversity initiative - it not only has to achieve a popular majority, but the majority of the cantons must also agree to it. The initiative demands more money and more land for the promotion of biodiversity. It does not mention any figures.
The initiative also calls for the protection of nature, diverse landscapes and beautiful sites outside protected areas. The Federal Council would have liked to take up the initiative's concerns and implement them with legislative amendments, but failed in parliament.
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