KPT chief: Rich should pay 10,000 francs deductible

Published: Friday, Nov 3rd 2023, 04:01

Updated At: Saturday, Nov 4th 2023, 00:54

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According to the head of the health insurance company KPT, the rich should pay a deductible rate of 10,000 in view of rising premiums. In addition, the number of health insurance companies and hospitals should be reduced, said Thomas Harnischberg.

"I think that someone with an income of 500,000 or even a million francs would have no problem with a deductible of 10,000 francs," Harnischberg said in an interview with "Le Temps" published Friday. Such a measure would lower premiums and make insureds with high salaries more liable, according to the head of the Bern health insurance company, who himself earns 520,000 francs a year.

In addition, the number of health insurance companies in Switzerland should be reduced, Harnischberg says. Today, he says, there are about 50. "That's too many," he says. "Eight to ten insurers would be sufficient for Switzerland."

Harnischberg: Uniform health insurance is out of the question

A single health insurance fund, as demanded by the Left Party, is out of the question: "Monopolies are never good. It is populism to believe that such a fund would reduce health care costs," said Harnischberg.

There are also too many hospitals, according to the KPT chief: "We have almost 300 acute-care hospitals. It's absurd that there are more hospitals in some cantons than in a country like Denmark, with six million inhabitants, which has no more than 20."

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