Parliament wants to include foreigners in health insurance risk equalization
Published: Tuesday, Feb 27th 2024, 09:30
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In future, foreigners insured in Switzerland - for example cross-border commuters - should also be included in the risk equalization between health insurance companies. Parliament is of this opinion. This will increase premiums for foreigners.
After the National Council, the Council of States also backed the Federal Council's proposal in principle on Tuesday. The small chamber approved a revision of the Federal Health Insurance Act (KVG) by 40 votes to 0 with one abstention.
With this bill, the Federal Council wants to strengthen solidarity in compulsory health insurance. This is because risk equalization within the health insurance funds was created so that health insurers do not have an incentive to only insure people who are as healthy as possible.
If insured persons living abroad are included in the risk equalization scheme, their premiums will rise. At the same time, insured persons in Switzerland will benefit from lower premiums.
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