Federal Council welcomes private social security for the self-employed
Published: Friday, Dec 6th 2024, 12:30
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Self-employed people in Switzerland are less financially protected against losses than employees of a company. However, the Federal Council believes that compulsory social security for the self-employed is hardly feasible. It therefore welcomes private initiatives.
This is what the Federal Council writes in a report to parliament published on Friday. In the paper, it examined options for better cover for the self-employed for illness and accidents or for times when the order situation is poor.
It is therefore impractical to integrate the self-employed into the income replacement scheme or unemployment insurance. Voluntary unemployment insurance, on the other hand, would hardly be attractive because it would mainly be people with high risks who would take out insurance.
If insurance were mandatory, it would be difficult to clearly define when underemployment is due to no fault of one's own and when those affected have not made sufficient efforts to obtain contracts.
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