According to the survey, one third are considering changing health insurer
Published: Friday, Oct 4th 2024, 08:20
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Following the announcement of the sharp rise in premiums for 2025, around one in three people are considering changing their health insurance provider, according to a survey. And more and more people in Switzerland see a single health insurance fund as a solution to combat rising healthcare costs.
51 percent of those insured with the maximum deductible of CHF 2,500 are willing to change their health insurance provider. This was reported on Friday by the auditing and consulting firm Deloitte, which based its findings on its own survey. And one in five people are considering changing their insurance model or deductible.
According to the survey, 70 percent of Swiss people are in favor of a system change and would agree to a single health insurance fund. At the same time, 75 percent of those surveyed said they were satisfied or very satisfied with their health insurance, according to the report.
This suggests that people are primarily hoping for lower premiums from a single health insurance fund. These expectations are exaggerated, as the administrative costs of health insurance companies amount to an average of five percent of premiums. According to the communiqué, even a very efficient single health insurance fund could only marginally reduce premiums.
Health insurance premiums will rise by an average of six percent in 2025. This is the third sharp increase in a row. Between 2019 and 2022, health insurance companies were able to curb the increase by reducing financial reserves, Deloitte wrote. The reserves have fallen as a result. This leeway now appears to have been exhausted.
©Keystone/SDA
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