Customized Health Insurance Cards by Early 2024 for All Insured Persons
Published: Saturday, Oct 21st 2023, 07:50
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The new AHV 21 reform has made it mandatory for pension funds to make the necessary changes to their regulations by January 1, 2024. This means that women, especially those born in 1961, 1962 and 1963, must consider whether they can afford to retire early. Pension funds must make changes to their regulations to reflect the new AHV reference age for women. However, many pension funds already offer more generous options than the legal minimum, such as earlier retirement ages. The Swiss Pension Fund Association (ASIP) states that most pension funds offer their own regulations that do not necessarily correspond to the AHV reference age. The Swisscanto Pension Fund Study found that 69% of public pension funds already have a retirement age of 65 for women. The Swiss Federal Social Insurance Office (BSV) has no knowledge of the current implementation of the reform by the individual pension funds. The implementation of the new calculations due to the increase in the reference age of women has not yet been possible. Swisslife and the Zurich BVK, one of the largest pension funds in Switzerland, have stated that their customers can already retire between the ages of 60 and 70, regardless of gender. Customers can view their pension benefits and simulate different scenarios in their customer platform.
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